Pre-existing Medical Conditions - Travel Insurance
This policy DOES NOT automatically cover any existing medical condition of which You are aware or You or any other person insured under this Policy has received medical advice (including investigation), medical treatment, or have taken any prescribed medication in the 30 days prior to the issue of this Travel Insurance Policy, even where a diagnosis has not been made. We will CONSIDER providing cover for such conditions but first You must:
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At Your own expense arrange a Pre-existing Medical Condition Application Form available from the website to be completed by Your usual Doctor or Specialist;
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Return the completed Pre-existing Medical Condition Application Form to allow Us to determine if cover is available to You.
We will advise You directly of the details of any cover We will provide.
Only the individual conditions which follow, subject to the provisions beneath each, are automatically covered under this Policy.
A Pre-existing Medical Condition Application Form is not required for the conditions with provisos below:
| Asthma |
If no attack requiring treatment by a medical practitioner in the last 12 months |
| Cataracts |
If you have no ongoing complications, are not on a waiting list for an operation and have not been operated on in the last 30 days. |
| Diabetes – Non Insulin Dependent |
If you were diagnosed over 12 months ago and have not had any complications in the last 12 months. You must also have a Blood Sugar Level reading between 4 & 10. Downunder Leisure Travel – Backpacker Cover S/O PDS JM 08/000728 |
| Ear Grommets |
With no current infection. |
| Gastric Reflux |
If the condition does not relate to another underlying diagnosis (eg. Hernia/Gastric Ulcer). |
| Gout |
If the gout has remained stable for more than 6 months.
|
| Hiatus Hernia |
If no surgery is planned. |
| Hypercholesterolemia (High Cholesterol) |
If you have no known heart conditions. |
| Hypertension (High Blood Pressure) |
If you have no known heart conditions and your current BP reading is lower than 165/95. |
| Menopause |
Provided you do not suffer form Osteoporosis. |
However, if you have more than one of the listed conditions above, a Pre-existing Medical Condition Application Form is required.
Pre-existing Medical Condition Application Form Completion
If travelling within Australia please print and fill out this form
If travelling Internationally please print and fill out this form
When completed, forms can be faxed or mailed to:
| Fax: |
1800 008 474 |
| Or mail to: |
AIG Australia Travel Insurance
Pre-existing Medical Condition Applications
GPO Box 4561
Sydney NSW 2001 |
| Free Phone: |
01800 008 473 |
Please note: We may accept or decline Your application, offer restricted cover or require an additional premium payment. Policy cover for Pre-existing Medical Conditions cannot commence until We have reviewed the required information, advised You of Our acceptance decision and have received from You a formal acceptance of Our decision.
A separate fee of $60 will apply to assess Your application for Pre-existing Medical Cover.