Cheap Holiday Insurance

Downunder Insurance Australia provides the money conscious traveller with inexpensive holiday insurance, without a drop in the level of cover provided. We can cover anyone based in Australia with a residential address who is 65 years of age or under at the time of purchasing the policy. Regardless of whether you are away for a few days or a year long backpacking holiday or even longer working holiday adventure, get covered before you take off. Downunder Travel Insurance Australia have been providing well priced holiday insurance policies worldwide for more than 12 years, so be sure that should you need us, we will be there for you.

Why should I take out a Cheap Holiday Insurance policy?

Have you ever heard the saying, if you can't afford travel insurance, you can't afford to travel? (refer to: Smart Traveller). This is probably one of the more truthful statements on the internet! Unfortunately many travellers, especially those without a lot of cash to spare, view travel insurance as a luxury and not the necessity it is. However the reality is, if something happens to you personally, such as illness or injury, or to your stuff/luggage while travelling, your insurance policy will be worth
every cent.

Medical and emergency assistance

Medical and emergency assistance cover is the most important type of insurance cover you should have, even if you are only travelling overseas for a few days or weeks. Make sure that you look at the type of medical cover you receive with your policy - we offer you 24 hour medical emergency assistance. This is of particular importance to an Aussie traveller as the majority of you will be going to the other side of the world, which makes phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is the most important aspect of your policy as medical bills and the associated charges can escalate very quickly, especially if you require specialist care or need to be sent home or to a nearby country with better medical facilities. In countries such as America where an uninsured patient can quickly run up bills into thousands of dollars, it pays to have a decent travel insurance policy. The last thing you want when you are sick or injured and halfway through your travels, is to have to work out a way to repay your every increasing medical bills.

Personal Liability and Legal Expenses

Personal liability (which covers you for any damage or bodily injury you may cause to somebody else's property or person) and legal expenses are two other aspects of cover you should consider very important when deciding on a travel insurance policy. Personal liability can come in handy in any number of situations, for example, if you were windsurfing in France and your board or sail hit and injured someone, you would be covered for any claim they make against you regarding that injury (as stated within the policy schedule). Terms conditions and exclusions apply.

Why choose Downunder Travel Insurance?

We have been offering cheap holiday insurance worldwide for more than 12 years. As travellers ourselves, we who know what other travellers want to do when travelling, and our policy types reflect that. Not only do we give you a choice, but also some of the best prices on the internet. There are heaps of benefits you will enjoy when you buy your cheap holiday insurance policy online from us, such as:

  • 24 hour medical emergency assistance worldwide
  • 14 day money back guarantee for all policies
  • 50 sport and leisure activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m)
  • View or cancel your policy as you travel eg find out exactly how long your policy has left
  • 'No Excess Advantage' - pay 10% of your policy cost to waive the excess should you need to claim
  • Underwritten by Allianz Australia Insurance Limited
  • If you would like more information on any of our cheap travel insurance policies, the types and levels of cover they offer and the prices associated, use one of the links listed below to find out more:

    Backpacker Policy or Comprehensive Policy

    If you would like to contact us you can do so by emailing australia@duinsure.com and we will get back to you within 2 days (Business Days Only)

    Downunder Worldwide Travel Insurance products offered on this website are issued and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence 234708 (Allianz).

    You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product

    Secure Purchasing Online

     Some people are nervous about purchasing over the internet. However, the Downunder Insurance website is completely safe and secure. Any information exchanged with any address beginning with https (you will see this on our payment pages) is encrypted before transmission. This means that no-one can intercept your credit card or personal information on its way to be processed.

    Travel Insurance - Cheap Holiday Insurance - Comprehensive Cover - Downunder Insurance