Cheap Australian Travel Insurance
Cheap Travel insurance is available online to any Australian residents aged 65 years and under. Our policies have been developed for the 'younger' traveller, in particular the backpacker, student and independent traveller market to keep prices low. Not only are our policies well priced, but the cover is good as well. Downunder Insurance have been in the business of supplying worldwide travel insurance for more than 12 years, so you can be sure of us being there to support you if the going gets tough.
Who are our Australian Travel Insurance Policies for?
Our travel insurance policies are underwritten by Allianz Australia Insurance Limited and are specifically for travellers aged 65 years and under. Backpackers, holiday-makers, working holiday makers and students will all benefit from our inexpensive Australian travel insurance policies. If you want to buy a travel policy online from Downunder Insurance, aswell as being aged 65 years or under at the the time of purchasing the policy, you must also have an Australian residential address at the time of purchase.

Advantages of our Travel Insurance Policies
- 24 hour medical emergency assistance worldwide
- 50 sport and leisure activities covered including bunjee jumping, white water rafting (grades1-4)
and many more
- 14 day money back guarantee
- Underwritten by Allianz Australia Insurance Limited
- Your Insurance is a 'living breathing' document, which means you can view or cancel your policy while you travel
- 'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim
Why do I Need Travel Insurance?
Have you ever heard the saying....if you can't afford travel insurance, you can't afford to travel (refer to: Smart Traveller). A number of the governmental advisory travel boards reiterate this statement and many travellers ignore it. However, seeing you are already looking for travel insurance we don't need to tell you how important it is! Many travellers, especially those on a tight budget, believe that holiday insurance is a luxury not a necessity, and forget it in favour of saving their precious travel dollars for their adventures. However the reality is, should something happen to you or your belongings while travelling, travel insurance will be worth it many times over.
As a starting point you should have medical cover, particularly that which will provide you with 24 hour around the clock assistance if and when you need it. Medical cover is important as medical costs and charges can escalate out of control in a very short space of time. The last thing you want to be doing if you are sick or injured is thinking of a way to repay huge medical bills.
It is also important that you get personal liability cover. This covers you should you cause damage or bodily injury to somebody's property or person. Legal expenses cover is also highly important. We would also suggest baggage cover as no doubt your entire life is contained in that one backpack as you travel the world.
Contact Downunder Insurance
You can view all our policies, prices and schedules of cover online by clicking on the type of policy you want:
Backpacker Policy or Comprehensive Policy
If you would like more information on any of our Travel Insurance Policies, you can Email Us and we will endeavour to get back to you within 48 hours, or alternatively, call us on 1800 148 766.
Downunder Worldwide Travel Insurance products offered on this website are issued and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence 234708 (Allianz).
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product