Cheap Holiday Insurance Australia for Backpackers and Travellers
Cheap Holiday Insurance Australia
Cheap holiday insurance policies are available from Downunder Insurance with great cover to Australian residents under the age of 55, whether it be for a couple of days travel overseas or for a 12 month long backpacking or working holiday adventure on the other side of the world. Downunder Travel Insurance have been providing travel insurance policies worldwide for more than 12 years, so rest assured that should you need us, we will be there for you.
Why do I need Holiday Insurance?
Have you ever heard the saying 'if you can't afford& travel insurance, you can't afford to travel?' Unfortunately for many travellers it rings true. A number
of travellers, especially those on a tight budget, believe travel insurance is a luxury not a necessity, and try to save money by not taking out a travel policy.
However the reality is, should something happen to you personally, such as illness or injury, or to your property while travelling, your insurance will be
worth its premium many times over.
Medical and emergency assistance
Medical and emergency assistance cover is the most important type of insurance cover you should have. As part of this medical cover,
24 hour around the clock emergency assistance is also advised as many of the countries you will be travelling to will be in a different
time zone to Australia making phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is vitally
important as medical costs and charges can escalate in a very short space of time, particularly in countries like North America where the Cheap Holiday Insurance Australia
uninsured patient can quickly run up bills into thosands of dollars and sometimes more if you are really ill or severely injured. The last
thing you want to have to do if you are ill or injured is to figure out a way to repay your constantly increasing medical bills.
Personal Liability and Legal Expenses
Two other aspects of cover you should consider extremely important when investigating policy types, is personal liability and legal expenses cover. Personal liability covers you for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in the UK and your board hit someone else in the head causing an injury, you would be covered for any claim they make against you regarding that injury (within the policy schedule).
Why buy your Travel Insurance from Downunder Insurance?
Downunder Insurance have been providing insurance worldwide for more than 12 years. We are a group of travellers who know what other travellers want to do when travelling, and we sell policies that best suit your needs at some of the best prices around. There are a multitude of other benefits you enjoy when you buy your policy online from us:
14 day money back guarantee for all policies 50 adventure sports and hazardous activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m) Underwritten by AIG Australia Your Insurance is a 'living' document, meani
ng you can view and/or cancel your policy as you travel 'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim 24 hour worldwide medical emergency assistance Internet offices in the UK, Australia and New Zealand to assist you along the way. More Information on Our Travel Insurance Policies?
If you would like more information on any of our policies, the types and levels of cover they provide and the prices, please click on on of the links
below:
Backpacker Policy or Comprehensive Policy
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Travel Insurance products on behalf of AHAC.
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product