Cheap Holiday Insurance Australia
Inexpensive holiday insurance policies are available from Downunder Insurance with good value cover to Australian residents aged 65 years and under, whether it be for a couple of days travel overseas or for a 12 month long backpacking or working holiday adventure on the other side of the world. Downunder Travel Insurance have been providing travel insurance policies worldwide for more than 12 years, so rest assured that should you need us, we will be there for you.
Why do I need Holiday Insurance?
Have you ever heard the saying, if you can't afford travel insurance, you can't afford to travel? (refer to: Smart Traveller). Unfortunately for many travellers it rings true. A number of travellers, especially those on a tight budget, believe travel insurance is a luxury not a necessity, and try to save money by not taking out a travel policy. However the reality is, should something happen to you personally, such as illness or injury, or to your property while travelling, your insurance will be worth its premium many times over.
Medical and emergency assistance
Medical and emergency assistance cover is the most important type of insurance cover you should have. As part of this medical cover, 24 hour around the clock emergency assistance is also advised as many of the countries you will be travelling to will be in a different time zone to Australia making phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is vitally important as medical costs and charges can escalate in a very short space of time, particularly in countries like North America where the uninsured patient can quickly run up bills into thousands of dollars and sometimes more if you are really ill or severely injured. The last thing you want to have to do if you are ill or injured is to figure out a way to repay your constantly increasing medical bills.
Personal Liability and Legal Expenses
Two other aspects of cover you should consider extremely important when investigating policy types, is personal liability and legal expenses cover. Personal liability covers you for liability for any damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in the UK and your board hit someone else in the head causing an injury, you would be covered for any claim they make against you regarding that injury (within the policy schedule).
Why buy your Travel Insurance from Downunder Insurance?
Downunder Insurance have been providing insurance worldwide for more than 12 years. We are a group of travellers who know what other travellers want to do when travelling, and we sell policies at some of the best prices around. There are a multitude of other benefits you enjoy when you buy your policy online from us:
14 day money back guarantee for all policies
50 sport and leisure activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m)
Underwritten by Allianz Australia Insurance Limited.
Your Insurance is a 'living' document, meaning you can view and/or cancel your policy as you travel
'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim
24 hour worldwide medical emergency assistance
Internet offices in the UK, Australia and New Zealand to assist you along the way.
More Information on Our Travel Insurance Policies?
If you would like more information on any of our policies, the types and levels of cover they provide and the prices, please click on on of the links below:
Backpacker Policy or Comprehensive Policy
Downunder Worldwide Travel Insurance products offered on this website are issued and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence 234708 (Allianz).
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product