Travel Insurance for Australian Residents from Downunder Insurance
Travel Insurance - Australia
Downunder Insurance provide budget travel insurance policies to Australian residents under the age of 55 years of age, whether it be for a few days travel or for a year long backpacking or working holiday adventure on the other side of the world. Downunder Insurance have been providing travel insurance policies for more than 12 years worldwide, so rest assured should you need us, we will be there for you.
Why do I need Travel Insurance?
Have you ever heard the saying 'if you can't afford travel insurance, you can't afford to travel,' well, in many cases it rings true. Many travellers, especially those
on a tight budget, believe that travel insurance is a luxury not a necessity, and hope to save money but not taking out a travel policy. However the reality is, should something happen to you, such as sickness or injury, or to your property while travelling, your insurance will be worth its premium many times over.
Medical and emergency assistance
This is the most important type of cover you should have, even if you are purchasing a very basic travel insurance policy. Cover providing you with 24 hour around the clock assistance is also advised, as many of the countries you will be travelling to will be in a different time zone to Australia making phone contact difficult if you happen to get sick or injured in the middle of the night. Medical cover is important as medical costs and charges can escalate in a very short space of time, particularly in countries like the USA where an uninsured patient can run up bills into the $1000's and often more if you are extremely ill or severely
injured. The last thing you want to have to do if sick or injured is to have to figure out a way to repay ever increasing medical bills. Travel Insurance Quote
Personal Liability and Legal Expenses
Two other aspects of cover you should consider almost mandatory when investigating policy types, is personal liability and legal expenses cover. Personal liability covers you for damage or bodily injury you may cause to somebody else's property or person. As an example, if you were surfing in California and your board hit someone else in the head causing an injury, you would be covered for any claim they make against you regarding that injury (within the policy schedule). Terms conditions and exclusions apply.
Why Buy your Travel Insurance from Downunder Insurance?
Downunder Insurance have been providing travel insurance worldwide for more than 12 years. We are travellers who know what other travellers want to do when out in the big world, and we sell policies that best suit your needs. There are a multitude of benefits when you buy your policy from us:
Working Holiday Cover included with each and every travel insurance policy at no extra cost 14 day money back guarantee as standard 50 adventure sports and hazardous activities covered including bunjee jumping, white water rafting (grades1-4) and scuba diving (up to 30m) Underwritten by AIG Australia Your Insurance is a 'living' document,
which means you can view your policy as you travel 'No Excess Advantage' means you can pay 10% of your policy cost to waive the excess should you need to claim 24 hour medical emergency assistance worldwide More Information on our Travel Insurance Policies?
If you would like more information on each of our travel insurance policies, the types and levels of cover they provide and the prices, please click on on of the links below:
Backpacker Policy or Comprehensive Policy
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Travel Insurance products on behalf of AHAC.
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Trust us @ Downunder Insurance as our aim is to always offer the best value travel insurance to all of our customers. We are the online travel insurance company that you can trust! © 2005 Downunder Online Travel Insurance - Specialists in Cheap Travel Insurance Worldwide