Working Holiday Insurance from Downunder Travel Insurance
Working Holiday Insurance for Australian Residents
Working holiday insurance is essential if you plan on taking off and heading to a far flung part of the globe to work and play. Many young Aussie's feel
the pull of the bright lights of London at some stage of their 20's, and obviously it isn't all work and no play....it probably includes lots of travel too! Not
only do you want to be protected on your way to your destination, and on your return, but you want to know that whatever happens while you are there
you are covered!
Downunder Insurance is different to many other online insurers in that we specialise in working holiday insurance, backpacker insurance and student
holiday insurance. All of our policies come standard with working holiday cover, so you are sure to be covered while away if you take out one of our
policies. The only type of employment that comes with limitations within our policies is 'manual labour', where you are covered by our policy but you
do not have access to personal accident and personal liability cover (building or construction work or work involving heavy industrial machinery is not
covered under any circumstances). However, you will usually find that your individual employer will provide this type of insurance for you. Working Holiday Insurance
Working holiday insurance must be affordable, cover all the basics and then some (like adventure sports and emergency medical cover) and be simple to find and buy (online purchase any time of the day or night). Downunder Insurance was founded by travellers and is run by travellers and working holiday makers so we are in the same boat as you! We know what type of policy suits an individual's situation, and have developed our policies so that there is cover to suit everyone. We will provide you with a policy to meet your needs, to cover what you say is important and be there for you when you need us as we have been providing quality travel insurance to worldwide destinations for more than 12 years.
Working Holiday Insurance - Why is it so important?
Not only are you going to be working overseas, but no doubt you will be doing alot of travelling at weekends, or between jobs. This means that you want to be covered from when you leave Australia till the time you return to our sunny shores. Most working holiday makers take off with only enough cash to fund their travels before they hit their end destination, so it is a great idea to get covered before you go and run out of money! Just in case the unthinkable occurs and you get sick or even worse, injured while travelling, or your backpack gets stolen with your passport and money inside it, get covered before you leave home.
At the very least, you should be covered for medical emergencies, with 24 hour around the clock assistance included as standard. It is important you get medical cover as medical costs and charges can escalate out of control in a very short space of time. The last thing you'll want if you are sick or injured is to have to figure out a way to repay hefty medical bills, especially if you are travelling and without a job.
Why Choose Downunder Insurance for your Cover?
There are a number of benefits when you buy your travel insurance direct from us:
- Working holiday cover as standard w
ith all policies
- 24 hour medical emergency assistance worldwide
- 14 day money back guarantee
- 50 adventure sports & hazardous activities covered including surfing, white water rafting (grades1-4) & scuba diving (up to 30m)
- Your Insurance is a 'living' document, meaning you can view your policy as you go
- 'No Excess Advantage' - pay an additional 10% of your policy premium to waive the excess amount should you need to claim
Want to know more about Working Holiday Policies?
If you would like to know more about our policies, the types and levels of cover they provide and the prices for each policy duration, please click on one of the links below. We suggest the Backpacker for working holiday makers:
Backpacker Policy or Comprehensive Policy
If you would like more information on any of our Travel Insurance Policies, you can Email Us and we will get back to you within 48 hours (business days only), or alternatively you can try calling us on 1800 148 766 (8am-4pm). We look forward to hearing from you.
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Travel Insurance products on behalf of AHAC.
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product