Worldwide Travel Insurance
Worldwide travel insurance is a must if you plan on taking a trip overseas, visiting one or more of the world's continents for a short 2 week holiday or a year long adventure. Downunder Insurance Australia offer Australian residents well priced travel insurance with differing levels of cover to meet the needs of any traveller or backpacker aged 65 years or under at the time of purchasing the policy. We offer 2 different holiday insurance policies which will meet the needs of the majority of travellers headed overseas. Our 'Backpacker Policy' is particularly popular with backpackers and working holiday makers, whereas our 'Comprehensive Policy' is ideal for those travellers wanting a higher level of insurance cover.
Why do I need Holiday Insurance?
Everyone knows that you should take out insurance before you travel, but sometimes travellers (especially backpackers short on cash) forego insurance hoping that they won't run into trouble along the way. Most people in the know will suggest you at least purchase insurance for the most basic things like medical and other related expenses, legal expenses and public liability. These types of cover are most important due to the fact that if anything goes wrong, these cover the things that cost the most to rectify. In the case of medical cover, all of our policies are issued standard with 24 hour medical emergency assistance, so not matter what happens day or night, you know you are covered. Medical cover is essential, particularly in countries where medical care costs are high (such as the USA, Canada and Japan) or where the care is below the standard you expect (such as in some third world countries) and you might require repatriation to your home country or a nearby country where care is available.
Our Travel Insurance Policies
- Backpacker Policy - Also for thosed aged 65 years and under, with 24 hour medical emergency and public liability and legal expenses cover, and also with baggage cover, personal accident, travel delay, missed departure and cancellation and curtailment cover - This is THE policy for Working Holiday makers and Backpackers wanting good levels of cover at an affordable price;
- Comprehensive Policy - Ideal for travellers and holiday makers aged 65 years and under, with cover as per the Backpacker Policy but with hospital cash allowance and higher levels of cover for some aspects of the policy.;
Even though we are called 'Downunder Insurance,' you can get a policy to cover you for travel to any destination worldwide.
Why choose us ahead of the rest?
Downunder Insurance is staffed by travellers for travellers, having been started by a couple of Kiwi travellers more than 12 years ago. Our offices are manned 24 hours a day so you can always get in touch should you need to while you are out in the big wide world.
- Working holiday cover issued as standard with each and every policy
- A 14 day money back guarantee
- Underwritten by Allianz Australia Insurance Limited
- 50 sport and leisure activities, eg surfing, bunjee jumping and white water rafting (grades1-4) covered
- Your Insurance remains a 'living breathing' document - you can always view your policy as you travel
- 'No Excess Advantage' - choose to pay 10% of your policy cost to waive the excess should you need to claim on your policy
- 24 hour medical emergency assistance worldwide - anytime day or night
If you would like more information on any of our Policies, you can Email Us and we will endeavour to get back to you within 48 hours, or alternatively, call us on 1800 148 766. We look forward to hearing from you.
Downunder Worldwide Travel Insurance products offered on this website are issued and underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence 234708 (Allianz).
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product
