Worldwide Travel Insurance for Australian Residents
Worldwide Travel Insurance
Worldwide travel insurance is a must if you plan on taking a trip overseas, visiting one or more of the worlds continents for a short 2 week holiday
or a year long adveture. Downunder Insurance Australia offer Australian residents (whether you are Australian or not) great value travel insurance
with differing levels of cover to meet the needs of any traveller or backpacker under the age of 55 at the time of departure. We offer 2 different holiday
insurance policies which will meet the needs of the majority of travellkers headed overseas. Our 'Backpacker Policy' is particularly popular with
backpackers and working holiday makers, whereas our 'Comprehensive Policy' is ideal for those travellers wanting a higher level of insurance cover.
Why do I need Holiday Insurance?
Everyone knows that you should take out insurance before you travel, but sometimes travellers (especially backpackers short on cash) forego Worldwide Travel Insurance
insurance hoping that they won't run into trouble along the way. Most people in the know will suggest you are covered for the most basic things
like medical and other related expenses, legal expenses and public liability. These types of cover are most important due to the fact that if
anything goes wrong, these cover the things that cost the most to rectify. In the case of medical cover, all of our policies are issued standard with
24 hour medical emergency assistance, so not matter what happens day or night, you know you are covered. Medical cover is essential, particularly
in countries where medical care costs are high (such as the USA, Canada and Japan) or where the care is below the standard you expect (such as
in some third world countries) and you might require repatriation to your home country or a nearby country where care is available.
Our Travel Insurance Policies
- Backpacker Policy - Also for the under 40's, with 24 hour medical emergency and public liability and legal expenses cover, and also with baggage cover, personal accident, travel delay, missed departure and cancellation and curtailment cover - This is THE policy for Working Holiday makers and Backpackers wanting good levels of cover at an affordable price;
- Comprehensive Policy - Ideal for travellers and holiday makers under 55 years of age, with cover as per the Backpacker Policy but with Hijack and additional hospital expenses cover, and higher levels of cover for all aspects of the policy.
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Even though we are called 'Downunder Insurance,' you can get a policy to cover you for travel to any destination worldwide.
Why choose us ahead of the rest?
Downunder Insurance is staffed by travellers for travellers, having been started by a couple of Kiwi travellers more than 12 years ago. Our offices are manned 24 hours a day so you can always get in touch should you need to while you are out in the big wide world.
- Working holiday cover issued as standard with each and every policy
- An outstanding 14 day money back guarantee
- We are underwritten by AIG Australia, so you know you are safe hands.
- 50 adventure sports & hazardous activities, eg surfing, bunjee jumping and white water rafting (grades1-4) covered
- Your Insurance remains a 'living breathing' document - you can always view your policy as you travel
- 'No Excess Advantage' - choose to pay 10% of your policy cost to waive the excess should you need to claim on your policy
- 24 hour medical emergency assistance worldwide - anytime day or night
If you would like more information on any of our Policies, you can Email Us and we will endeavour to get back to you within 48 hours, or alternatively, call us on 1800 148 766. We look forward to hearing from you.
American Home Assurance Company, AFSL 230903, ABN 67 007 483 267, trading as AIG Australia, is the issuer of the Downunder Worldwide Travel Insurance products offered on this website. Downunder Insurance Services Limited ("Downunder"), AFSL 281478, ARBN 0941 40655 operates under a binder agreement with American Home Assurance Company. This binder agreement authorises Downunder to deal in Downunder Worldwide Travel Insurance products on behalf of AHAC.
You should read and obtain the Product Disclosure Statement ('PDS') by clicking on the link to the relevant travel insurance product above and consider the PDS in light of your personal circumstances, prior to making any decision to acquire that product