Plan C – Backpackers (International)
The Backpackers (International) plan is available for the discerning backpacker or traveller who needs reasonable levels of cover, including cover for their personal belongings should they get stolen or lost*. The product is offered at competitive terms for persons aged 65 years or under travelling abroad, especially those going away on a working holiday.
The Travel Insurance is underwritten by Allianz Australia Insurance Limited (Allianz) and we are confident it offers value to the budget traveller. As with all our policies, you are automatically covered for a wide variety of amateur sports and leisure activities, such as bungee jumping or white water rafting*. Scuba diving is also covered, so long as you hold an open water diving licence issued in Australia or where you dive under licensed instruction. Check out our Backpacker Insurance policy wording to see many activities, often not covered with this type of insurance by our competitors, and most importantly included by us at no additional premium, so cheap as a consequence.
YYou can travel the world (excluding USA, Canada, South America & Japan) with solid cover for as little as $527.55
*Please see full terms and conditions.
Click Here to see a copy of our current Product Disclosure Statement
Following is a Table of the benefits and their maximum limits.
All benefit limits and Excesses are in Australian Dollars (AUD).
Refer to "Your Policy Cover" pages 38 to 55 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.
|
| PLAN C - Backpackers (International) |
| Policy Sections & Benefits |
Maximum Benefit Limits |
|
|
Single / Duo**
|
Family
|
|
1*
|
Cancellation Fees and Lost Deposits
|
$2,500
|
$5,000
|
|
2*
|
Overseas Emergency Medical Assistance
|
unlimited
|
unlimited
|
|
3
|
Overseas Emergency Medical and Hospital Expenses
|
unlimited
|
unlimited
|
|
|
Dental Expenses (per person, per Journey)
|
$750
|
$750
|
|
4*
|
Additional Expenses
|
$10,000
|
$20,000
|
|
5*
|
Hospital Cash Allowance
|
-
|
-
|
|
6*
|
Accidental Death
|
$15,000
|
$30,000
|
|
7*
|
Permanent Disability
|
$20,000
|
$40,000
|
|
8*
|
Loss of Income
|
-
|
-
|
|
9
|
Travel Documents, Credit Cards and Travellers Cheques
|
$500
|
$1,000
|
|
10
|
Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders
|
$500
|
$500
|
|
11*
|
Luggage and Personal Effects++
|
$2,000
|
$4,000
|
|
12
|
Luggage and Personal Effects Delay Allowance
|
-
|
-
|
|
13*
|
Travel Delay Allowance
|
$500
|
$1,000
|
|
14
|
Alternative Transport Expenses
|
$500
|
$1,000
|
|
15
|
Personal Liability
|
$2,000,000
|
$2,000,000
|
|
*sub-limits apply - refer "Policy Cover" pages 38 to 55 of your Product Disclosure Statement including Policy Wording.
**Duo cover - Single cover Benefits apply per insured person.
++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.
|
The following "Additional Options" can be purchased
© Downunder Worldwide Travel Insurance Limited.