Travel Insurance - Comprehensive (International)

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Travel Insurance is available today with our Comprehensive (International) Plan for Australian residents 65 years of age or under. This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want a higher level of cover then our Backpakers (International) Plan.
The Comprehensive (International) Plan offers you extensive cover: Medical and Repatriation (unlimited), Hospital Cash Allowance, Accidental Death (max benefit $30,000), Travel Delay Allowance and Alternative Transport Expenses, Permanent Disability, Personal effects and Luggage, Cancellation and Curtailment, Personal liability ($5,000,000), Theft of Cash. If you are an Australian or a permanant resident of Australia, and want travel insurance, we may have the policy for you.
This Comprehensive (International) Plan is underpinned by a 24 hour, 365 days a year emergency phone line and is underwritten by Allianz Australia Insurance Limited (Allianz). It provides cover, like all of our policies, for many different types of sporting or leisure activities at no additional premium.
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Following is a Table of the benefits and their maximum limits.
All benefit limits and Excesses are in Australian Dollars (AUD).
Refer to "Your Policy Cover" pages 32 to 51 for details of what "We Will Pay" and what "We Will Not Pay" and which types of cover are provided under each Plan.
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Maximum Benefit Limits
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PLAN A - Comprehensive (International)
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Policy Sections & Benefits
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Single / Duo**
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Family
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1*
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Cancellation Fees and Lost Deposits
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$10,000
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$20,000
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2*
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Overseas Emergency Medical Assistance
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unlimited
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unlimited
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3
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Overseas Emergency Medical and Hospital Expenses
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unlimited
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unlimited
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Dental Expenses (per person, per Journey)
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$750
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$750
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4*
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Additional Expenses
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$10,000
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$20,000
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5*
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Hospital Cash Allowance
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$2,000
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$4,000
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6*
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Accidental Death
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$30,000
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$60,000
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7*
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Permanent Disability
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$50,000
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$100,000
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8*
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Loss of Income#
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-
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-
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9
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Travel Documents, Credit Cards and Travellers Cheques
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$1,000
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$2,000
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10
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Theft of Cash, Bank Notes, Currency Notes, Postal Orders or Money Orders
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$500
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$500
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11*
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Luggage and Personal Effects++
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$5,000
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$10,000
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12
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Luggage and Personal Effects Delay Allowance
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$250
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$500
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13*
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Travel Delay Allowance
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$1,000
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$2,000
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14
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Alternative Transport Expenses
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$3,000
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$6,000
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15
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Personal Liability
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$5,000,000
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$5,000,000
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*sub-limits apply - refer "Policy Cover" pages 32 to 51 of your policy wording. **Duo cover - Single cover Benefits apply per insured person. #These Sections are available under separate cover packages - see "Additional Options" pages 14 to 15. ++The Maximum Benefit Limit for this Section can be increased by paying an additional premium.
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The following "Additional Options " can be purchased
- Business Cover - Upon payment of an additional premium, the following cover can be added to your policy if you have taken out Plans A or B:
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Maximum Benefit Limits
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PLAN A - Comprehensive (International)
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PLAN B - (Australia Only)
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Policy Sections & Benefits
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Single / Duo**
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Family
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Single / Duo**
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Family
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| 8* |
Loss of Income |
$10,400
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$20,800
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$5,200
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$10,400
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| 17 |
Alternative Staff |
$2,500
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$2,500
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$1,000
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$1,000
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| 18 |
Business Equipment |
$5,000
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$5,000
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$2,500
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$2,500
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| 19* |
Hire Business Equipment |
$1,000
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$1,000
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$500
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$500
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| 20 |
Recreate Business Documents |
$1,000
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$1,000
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$500
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$500
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*sub-limits apply - refer "Policy Cover" pages 32 to 51 of your policy wording. **Duo cover - Single cover Benefits apply per insured person. |
- Snow Cover - Upon payment of an additional premium, the following cover can be added to your policy if you have taken out Plans A or B:
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Maximum Benefit Limits
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Policy Sections & Benefits
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Single / Duo**
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Family
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| 21 |
Emergency Rescue |
unlimited
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unlimited
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| 22 |
Theft of/Damage to Own Ski Equipment |
$1,500
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$3,000
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| 23 |
Snow Ski Hire Equipment |
$1,500
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$3,000
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| 24 |
Ski Pack |
$750
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$1,500
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| 25* |
Piste Closure |
$1,000
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$1,000
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| 26 |
Bad Weather and Avalanche Closure |
$750
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$1,500
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*sub-limits apply - refer "Policy Cover" pages 32 to 51 of your policy wording. **Duo cover - Single cover Benefits apply per insured person.
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- Increased Luggage & Personal Effects cover - Up to an additional $5,000 cover can be purchased for specified items (excluding jewellery) by paying an additional premium - receipts and/or valuations need to be provided. There is a $3,000 item limit for personal computers, video cameras and cameras, $1,000 each item for mobile phones (including PDAs and any items with phone capabilities) and a $750 item limit for all other items up to a total value of $5,000.
- Removal of Standard Excess - You can remove the standard $100 Excess on Plans A, C, D, E, F & G by paying an additional premium.
- Rental Vehicle Excess Cover - Cover for reimbursement of the Rental Vehicle insurance Excess or the cost of repairing the vehicle, whichever is the lesser, if a vehicle you have rented from a rental company is involved in an accident while you are driving, or is damaged or stolen while in your custody.
Rental Vehicle Excess Cover is covered as standard under Plans D & E. You can purchase $3,000 Rental Vehicle Excess Cover under Plans A, B, C, F or G by paying an additional premium.

INSTANT QUOTE
| Price List ($) |
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Period
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Region 1
South West Pacific, New Zealand, Papua New Guinea, Bali, Lord Howe Island & Norfolk Island
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Region 2
Europe, United Kingdom, Africa, Middle East & Asia excluding Japan
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Region 3
USA, Hawaii, Canada, South America and Japan
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Domestic |
| 5 Days |
38.02 |
52.75 |
59.91 |
28.09 |
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10 Days
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42.05 |
62.09 |
73.74 |
35.12 |
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17 Days
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56.46 |
84.07 |
100.24 |
46.36 |
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24 Days
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73.74 |
101.10 |
119.25 |
56.19 |
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35 Days
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96.78 |
135.17 |
179.74 |
77.26 |
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45 Days
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117.52 |
173.08 |
228.13 |
98.33 |
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2 Months
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143.45 |
206.60 |
267.30 |
115.19 |
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3 Months
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197.02 |
245.62 |
346.23 |
143.28 |
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4 Months
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224.67 |
284.63 |
407.87 |
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5 Months
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262.12 |
332.98 |
468.93 |
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6 Months
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294.38 |
370.98 |
530.58 |
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7 Months
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338.81 |
431.34 |
610.65 |
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8 Months
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374.29 |
475.30 |
674.60 |
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9 Months
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409.45 |
513.76 |
737.97 |
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10 Months
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443.65 |
563.76 |
799.61 |
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11 Months
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481.68 |
614.31 |
868.16 |
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12 Months
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509.81 |
639.04 |
918.86 |
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| If you are travelling to multiple destinations that are in different Geographical Regions you must select the Geographical Region with the greatest number. This will cover travel in each of the Geographical Regions with a smaller number. |
All Prices are in Australian Dollars and Government and State Taxes.
© Downunder Worldwide Travel Insurance Limited.