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If you give the Downunder offices a ring, we have policies that cover people over 65 and we can also cover Non-Residents on their way back to their home country.
So if you are aged over 65 years or are not a permanent resident of Australia, please contact our call centre on 1800 148 766 so we may assist you with your purchase of travel insurance.
In addition application forms for our Plan F: Non-Residents (Out Bound) and our Plan G: Residents (In Bound) policies can be found in the links section below.
Our Plan F policy will cover non-residents on a one way trip back to thier home country and our Plan G policy will cover Australian residents who are currently overseas but are travelling back to Australia. Both policies are priced the same as our Plan A: Comprehensive policy and have similar levels of cover.
The following "Additional Options " can be purchased
Business Cover - Upon payment of an additional premium, the following cover can be added to your policy if you have taken out Plans A or B:
| Policy Sections & Benefits |
Maximum Benefit Limits |
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PLAN A -
Comprehensive (International)
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PLAN B -
(Australia Only)
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Single / Duo**
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Family
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Single / Duo**
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Family
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| 8* |
Loss of Income |
$10,400
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$20,800
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$5,200
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$10,400
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| 17 |
Alternative Staff |
$2,500
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$2,500
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$1,000
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$1,000
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| 18 |
Business Equipment |
$5,000
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$5,000
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$2,500
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$2,500
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| 19* |
Hire Business Equipment |
$1,000
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$1,000
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$500
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$500
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| 20 |
Recreate Business Documents |
$1,000
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$1,000
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$500
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$500
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*sub-limits apply - refer "Policy Cover" pages 38 to 55 of your policy wording.
**Duo cover - Single cover Benefits apply per insured person.
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Snow Cover - Upon payment of an additional premium, the following cover can be added to your policy if you have taken out Plans A or B:
| Policy Sections & Benefits |
Maximum Benefit Limits |
|
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Single / Duo**
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Family
|
| 21 |
Emergency Rescue |
unlimited
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unlimited
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| 22 |
Theft of/Damage to Own Ski Equipment |
$1,500
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$3,000
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| 23 |
Snow Ski Hire Equipment |
$1,500
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$3,000
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| 24 |
Ski Pack |
$750
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$1,500
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| 25* |
Piste Closure |
$1,000
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$1,000
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| 26 |
Bad Weather and Avalanche Closure |
$750
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$1,500
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*sub-limits apply - refer "Policy Cover" pages 38 to 55 of your policy wording.
**Duo cover - Single cover Benefits apply per insured person.
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Increased Luggage & Personal Effects cover - Up to an additional $5,000 cover can be purchased for specified items (excluding jewellery) by paying an additional premium - receipts and/or valuations need to be provided. There is a $3,000 item limit for personal computers, video cameras and cameras, $1,000 each item for mobile phones (including PDAs and any items with phone capabilities) and a $750 item limit for all other items up to a total value of $5,000.
Removal of Standard Excess - You can remove the standard $100 Excess on Plans A, C, D, E, F & G by paying an additional premium.
Rental Vehicle Excess Cover - Cover for reimbursement of the Rental Vehicle insurance Excess or the cost of repairing the vehicle, whichever is the lesser, if a vehicle you have rented from a rental company is involved in an accident while you are driving, or is damaged or stolen while in your custody.
Rental Vehicle Excess Cover is covered as standard under Plans D & E. You can purchase $3,000 Rental Vehicle Excess Cover under Plans A, B, C, F or G by paying an additional premium.
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