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Travel Insurance - Annual Multi Trip

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Our policy specifically designed for the frequent traveller.

Annual Multi Trip Travel Insurance Policies are an excellant cost effective option for those of you wanting annual travel insurance. The annual multi trip travel insurance policy is ideal for anyone wanting to take multiple trips of no longer then 31 days maximum duration over a 12 month period. We offer 21 days Winter Sports cover as well, at no extra cost for the skiers amongst you.

The great thing about the annual multi trip travel insurance policy is that you can get cover as an individual traveller or you can get family cover under this policy type. The family annual multi trip travel insurance policy will cover two adults and any number of children under the age of 18 years. This policy is ideal for anyone aged 55 years and under.

The Annual Multi Trip Travel Insurance Policy offers you extensive cover: medical and repatriation (Up to $15,000,000), hospital benefit, personal accident (max benefit $60,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to $6,000), cancellation and curtailment, personal liability (Up to $2,000,000), personal money, missed departure, travel delay and legal expenses. If you are a New Zealander, or live in New Zealand, and want annual insurance, we have the policy for you.

The Annual Multi Trip Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by AIG Assist and is underwritten by American Home Assurance Company (New Zealand Branch). It provides cover, like all policies, for many different types of sporting or hazardous activities at no additional premium.

OUR ANNUAL MULTI TRIP POLICIES INCLUDE 21 DAYS WINTER SPORTS COVER IN TOTAL PER POLICY YEAR

Schedule of Benefits
Section	Description	Cover per insured	Excess per insured	No Excess Option
1. a & b c	Cancellation & Curtailment Catastrophe	Up to $10,000 Up to $1,500	$100 $100	excess waiver excess waiver
2.	Personal Accident Loss of Limbs or sight Permanent Total Disablement Death Benefit Death Benefit (aged under 18)	Maximum Benefit $60,000 $60,000 $60,000 $30,000 $7,500	n/a
3. a b	Medical Expenses & Repatriation (including Emergency Assistance) Additional Hospital Benefit	Up to $15,000,000 $30 per day up to $1,800	$250 n/a	excess waiver
4. a b c d	Personal Effects & Baggage Single Item Limit Valuables Travel Documents Personal Money Cash Limit Cash Limit (aged under 18) Baggage Delay	Up to $6,000 $600 $600 Up to $750 Up to $1,500 $900 $225 Up to $300	$100 $100 $100	excess waiver excess waiver excess waiver
5. a b	Travel Delay Travel Abandonment	$60 for first 12 hour period, $30 for each additional 12 hour period up to $750 Up to $10,000	n/a $100	excess waiver
6.	Hijack	$150 per day up to $750	n/a
7.	Missed Departure	Up to $3,000	$100	excess waiver
8.	Personal Liability	Up to $2,500,000	$250	excess waiver
9.	Legal Expenses	Up to $75,000	$250	excess waiver
10.	Wintersports Equipment (Owned) Single Item Limit Hired	Up to $1,500 $750 Up to $600	$100	excess waiver
11.	Ski Hire	$75 per day up to $750	n/a
12.	Ski Pack	Up to $225 per day up to $900	n/a
13.	Piste Closure	$75 per day up to $250	n/a
14.	Delay Due to Avalanche	Up to $250	$100	excess waiver

Wintersports cover is provided under the Comprehensive Policy at no additional premium for annual Multi-Trip
Policies (Max. 21 days any one policy year), or at endorsement premium for Single Trip Policies.
This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
thoroughly as it defines the full terms, conditions and exclusions in detail. Also, make sure you take your Policy Wording
and Certificate with you as a reference when you travel.

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INSTANT QUOTE

Price List ($)
Period	Australia, South Pacific French Polynesia & Bali	Worldwide, excluding USA, Canada & Japan	Worldwide
Single	$229.50	$317.90	$374.00

Family	$458.15	$634.95	$749.70

All Prices are In New Zealand Dollars and are inclusive of GST