COMPREHENSIVE COMPREHENSIVE COMPREHENSIVE

Travel Insurance - Comprehensive Policy

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Our policy specifically designed for the more mature traveller, or the traveller requiring our highest levels of cover.

Travel Insurance is available right now with our Comprehensive Travel Insurance Policy for New Zealand residents aged 55 or under. This travel insurance policy is ideal for those travellers, holiday makers, or even backpackers who want peace of mind associated with a higher level of cover.

The Comprehensive Travel Insurance Policy offers you extensive cover: medical and repatriation (Up tp $15,000,000), hospital benefit, personal accident (max benefit $60,000), hijack, travel abandonment, catastrophe, personal effects and baggage (Up to $6,000), cancellation and curtailment, personal liability (Up to $2,000,000), personal money, missed departure, travel delay and legal expenses. If you are a New Zealander, or live in New Zealand, and want travel insurance, we have the policy for you.

This Comprehensive Travel Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by AIG Assist and is underwritten by American Home Assurance Company (New Zealand Branch). It provides cover, like all of our policies, for many different types of sporting or hazardous activities at no additional premium.

Schedule of Benefits
Section	Description	Cover per insured	Excess per insured	No Excess Option
1. a & b c	Cancellation & Curtailment Catastrophe	Up to $10,000 Up to $1,500	$100 $100	excess waiver excess waiver
2.	Personal Accident Loss of Limbs or sight Permanent Total Disablement Death Benefit Death Benefit (aged under 18)	Maximum Benefit $60,000 $60,000 $60,000 $30,000 $7,500	n/a
3. a b	Medical Expenses & Repatriation (including Emergency Assistance) Additional Hospital Benefit	Up to $15,000,000 $30 per day up to $1, 800	$250 n/a	excess waiver
4. a b c d	Personal Effects & Baggage Single Item Limit Valuables Travel Documents Personal Money Cash Limit Cash Limit (aged under 18) Baggage Delay	Up to $6,000 $600 $600 Up to $750 Up to $1,500 $900 $225 Up to $300	$100 $100 $100	excess waiver excess waiver excess waiver
5. a b	Travel Delay Travel Abandonment	$60 for first 12 hour period, $30 for each additional 12 hour period up to $750 Up to $10,000	n/a $100	excess waiver
6.	Hijack	$150 per day up to $750	n/a
7.	Missed Departure	Up to $3,000	$100	excess waiver
8.	Personal Liability	Up to $2,500,000	$250	excess waiver
9.	Legal Expenses	Up to $75,000	$250	excess waiver

This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
thoroughly as it defines the full terms, conditions and exclusions in detail. Also, make sure you take your Policy Wording
and Certificate with you as a reference when you travel.

COMPREHENSIVE COMPREHENSIVE COMPREHENSIVE

INSTANT QUOTE

*Remember, your policy can be renewed for up to 12 months whilst abroad, by completin g the Overseas Extension Application form.

Price List ($)
Period	Australia, South Pacific French Polynesia & Bali	Worldwide, excluding USA, Canada & Japan	Worldwide
5 Days	56.00	87.00	103.00
10 Days	69.00	119.00	146.00
17 Days	85.00	159.00	205.00
24 Days	100.00	196.00	237.00
35 Days	116.00	231.00	279.00
45 Days	138.00	255.00	316.00
2 Months	181.00	332.00	404.00
3 Months	218.00	369.00	485.00
4 Months	266.00	418.00	562.00
5 Months	319.00	450.00	668.00
6 Months	410.00	497.00	746.00
7 Months	423.00	556.00	860.00
8 Months	469.00	591.00	973.00
9 Months	514.00	650.00	1069.00
10 Months	560.00	720.00	1169.00
11 Months	607.00	768.00	1276.00
12 Months	650.00	826.00	1370.00

All Prices are in New Zealand Dollars and Inclusive of GST.