ESSENTIALS ESSENTIALS ESSENTIALS ESSENTIALS
Travel Insurance - Essentials Policy
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Travel Insurance is a click away with our Essentials Travel Insurance Policy for New Zealand residents, aged 40 or under. This Essentials Travel Insurance policy is all about no fuss, and is especially designed for the budget or backpacker traveller headed overseas on their working holiday or Big OE. It provides the basic covers, medical expenses and repatriation, emergency assistance services, personal accident cover, personal liability and legal expenses. These are the basic requirements for peace of mind while travelling or backpacking.
With this competitively priced product underwritten by AIG (New Zealand branch), you could travel the Worldwide (excluding USA, Canada & Japan) for a full 12 months, with adequate cover for as little as NZ$828.00.
Please refer to the Destination Exclusions for a list of countries which are not covered.
|
Schedule of Benefits
|
| Section |
Description |
Cover
per insured
|
Excess
per insured
|
No Excess
Option |
|
1. a & b
c
|
Cancellation & Curtailment
Catastrophe
|
n/a
n/a
|
|
|
|
2.
|
Personal Accident
Loss of Limbs or sight
Permanent Total Disablement
Death Benefit
Death Benefit (aged under 18)
|
Maximum Benefit $15,000
$15,000
$15,000
$15,000
$7,500
|
n/a |
|
|
3. a
b
|
Medical Expenses & Repatriation
(including Emergency Assistance)
Additional Hospital Benefit
|
Up to $6,000,000
n/a
|
$250
|
excess waiver
|
|
4. a
b
c
d
|
Personal Effects & Baggage
Single Item Limit
Valuables
Travel Documents
Personal Money
Cash Limit
Cash Limit (aged under 18)
Baggage Delay
|
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
|
|
|
|
5. a
b
|
Travel Delay
Travel Abandonment
|
n/a
n/a
|
|
|
| 6. |
Hijack |
n/a
|
|
|
| 7. |
Missed Departure |
n/a
|
|
|
| 8. |
Personal Liability |
Up to $2,500,000
|
$250
|
excess waiver
|
|
9.
|
Legal Expenses
|
Up to $7,500
|
$250 |
excess waiver |
- This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
thoroughly as it defines the full terms, conditions and exclusions in detail. Also, make sure you take your Policy Wording
and Certificate with you as a reference when you travel.
|
ESSENTIALS ESSENTIALS ESSENTIALS ESSENTIALS
INSTANT QUOTE
*Remember, your policy can be renewed for up to 12 months whilst abroad, by completing the Overseas Extension Application form.
| Price List ($) |
|
Period
|
Australia, South Pacific
French Polynesia & Bali
|
Worldwide, excludingUSA, Canada & Japan
|
Worldwide |
|
5 Days
|
34.00
|
52.00
|
62.00
|
|
10 Days
|
42.00
|
72.00
|
88.00
|
|
17 Days
|
52.00
|
96.00
|
124.00
|
|
24 Days
|
60.00
|
118.00
|
144.00
|
|
35 Days
|
70.00
|
140.00
|
170.00
|
|
45 Days
|
84.00
|
154.00
|
190.00
|
|
2 Months
|
110.00
|
200.00
|
244.00
|
|
3 Months
|
132.00
|
222.00
|
292.00
|
|
4 Months
|
160.00
|
250.00
|
338.00
|
|
5 Months
|
192.00
|
272.00
|
400.00
|
|
6 Months
|
218.00
|
300.00
|
448.00
|
|
7 Months
|
256.00
|
340.00
|
516.00
|
|
8 Months
|
282.00
|
356.00
|
590.00
|
|
9 Months
|
310.00
|
390.00
|
642.00
|
|
10 Months
|
338.00
|
434.00
|
702.00
|
|
11 Months
|
364.00
|
462.00
|
766.00
|
|
12 Months
|
390.00
|
498.00
|
828.00
|
© Downunder Worldwide Travel Insurance Limited.
ESSENTIALS ESSENTIALS ESSENTIALS ESSENTIALS