Wintersports Wintersports Wintersports

Travel Insurance - Wintersports Policy

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Our policy ideally designed for skiers and snowboarders who are New Zealand Residents aged 55 or under.

Our Wintersports Travel Insurance Policy provides you with high levels of cover; medical repatriation (Up to $15,000,000), hospital benefit, personal accident (max benefit $60,000), hijack, holiday abandonment, catastrophe, personal effects and baggage (Up to $6,000), cancellation and curtailment, personal liability (Up to $2,000,000), personal money, missed departure, travel delay and legal expenses. In addition to this you have the great ski cover, including emergency assistance services, medical and repatriation, ski equipment (owned or hired), ski hire, ski pack, piate closure and avalanche.

"Wintersports" is defined as skiing and snowboarding (with a leash) except in areas designated as unsafe by resort management; recreational racing; mono skiing; guided cross country skiing; snow mobiling; tobogganing; and ice skating. For full terms, conditions and exclusions relating to the Wintersports Travel Insurance Policy, please refer to our Policy Wording.

This Insurance Policy is underpinned by a 24 hour, 365 days a year emergency phone line provided by AIG Assist and is underwritten by American Home Assurance Company (New Zealand Branch).

With this competitively priced product, you could ski or snowboard your way around the world for just over a month and only pay $463.25.

Schedule of Benefits
Section	Description	Cover per insured	Excess per insured	No Excess Option
1. a & b c	Cancellation & Curtailment Catastrophe	Up to $10,000 Up to $1,500	$100 $100	excess waiver excess waiver
2.	Personal Accident Loss of Limbs or sight Permanent Total Disablement Death Benefit Death Benefit (aged under 18)	Maximum Benefit $60,000 $60,000 $60,000 $30,000 $7,500	n/a
3. a b	M edical Expenses & Repatriation (including Emergency Assistance) Additional Hospital Benefit	Up to $15,000,000 $30 per day up to $1,800	$250 n/a	excess waiver
4. a b c d	Personal Effects & Baggage Single Item Limit Valuables Travel Documents Personal Money Cash Limit Cash Limit (aged under 18) Baggage Delay	Up to $6,000 $600 $600 Up to $750 Up to $1,500 $900 $225 Up to $300	$100 $100 $100	excess waiver excess waiver excess waiver
5. a b	Travel Delay Travel Abandonment	$60 for first 12 hour period, $30 for each additional 12 hour period up to $750 Up to $10,000	n/a $100	excess waiver
6.	Hijack	$150 per day up to $750	n/a
7.	Missed Departure	Up to $3,000	$100	excess waiver
8.	Personal Liability	Up to $2,500,000	$250	excess waiver
9.	Legal Expenses	Up to $75,000	$250	excess waiver
10.	Wintersports Equipment (Owned) Single Item Limit Hired	Up to $1,500 $750 Up to $600	$100	excess waiver
11.	Ski Hire	$75 per day up to $750	n/a
12.	Ski Pack	Up to $225 per day up to $900	n/a
13.	Piste Closure	$75 per day up to $250	n/a
14.	Delay Due to Avalanche	Up to $250	$100	excess waiver

This Schedule of Cover is intended as a summary of cover only. Make sure you read your Policy Wording
thoroughly as it defines the full terms, conditions and exclusions in detail. Also, make sure you take your Policy Wording and Certificate with you as a reference when you travel.

Wintersports Wintersports Wintersports

INSTANT QUOTE

Price List ($)
Period	Australia, South Pacific French Polynesia & Bali	Worldwide, excluding USA, Canada & Japan	Worldwide
5 Days	90.95	145.35	169.15
10 Days	113.05	195.50	242.25
17 Days	141.95	261.80	340.85
24 Days	164.90	323.85	393.55
35 Days	192.10	383.35	463.25
45 Days	228.65	422.45	522.75

All Prices are In New Zealand Dollars and are inclusive of GST