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If you're interested in the difference between the three main DUInsure policies that can be purchased on the site - Backpacker, Comprehensive and Premier - then you've come to the right place. Our Travel Insurance comparison page has been specifically built so you can look at the potential differences between these three policies, at a glance.
The Backpackers plan has been specifically built to offer great value for money for the budget traveller. This policy is, in particular, ideal for backpacking travellers, whether they are heading out on a long planned travel adventure, enjoying a gap year or looking for a working holiday abroad.
Alternatively you could choose to insure yourself with our Comprehensive travel insurance policy. The comprensive policy adds additional policy benefits such as additional cancellation fee protection, a hospital cash allowance, further cover for your travel documents, credit cards and travellers cheques, an increase in your personal liability limits, and far more besides. And our Premier policy offers further coverage again.
So, if you're looking to compare our travel insurance, look no further. Have a look at the table below or get an instant quote by clicking the button at the top of this page.
| Compare Policy Benefits | Backpacker | Comprehensive | Premier |
|---|---|---|---|
|
Cancellation fees and lost deposits* |
$5,000 | $20,000 | UNLIMITED |
|
Overseas Emergency Medical Assistance^* |
UNLIMITED | UNLIMITED | UNLIMITED |
|
Overseas Emergency Medical and hospital expenses^ |
UNLIMITED | UNLIMITED | UNLIMITED |
|
Dental expenses^ |
$750 | $750 | $750 |
|
Additional accommodation & travel expenses* |
- |
$5,000 |
$10,000 |
|
Includes family emergency* |
- | Yes | Yes |
|
Includes emergency companion cover |
- | Yes | Yes |
|
Hospital cash allowance^ |
N/A | $2,000 | $2,000 |
|
Accidental death* |
- | $25,000 | $30,000 |
|
Permanent disability* |
- | $25,000 | $50,000 |
|
Travel documents, Credit cards & Travellers cheques |
N/A | $1,000 | $1,000 |
|
Theft of cash^^ |
- | $250 | $500 |
|
Luggage and personal effects* |
$3,000 | $5,000 | $7,500 |
|
Luggage and personal effects delay expenses |
N/A | $250 | $250 |
|
Travel delay expenses* |
- | $1,000 | $1,000 |
|
Alternative transport expenses |
- | $3,000 | $3,000 |
|
Personal liability^^ |
$2MIL | $5MIL | $5MIL |
This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.
^ There is no cover under these policy sections while travelling in Australia.
Sections 1, 4,4A and 4B-if you claim for the same or similar cancelled services/facilities or alternative arrangements under Sections 1, 4,4A and 4B, we will only pay the higher of the two amount, not both.
# Cover under these policy sections is available under certain plans by paying an additional premium. Rental Vehicle Excess benefits inclusive in price for Australia Only and frequent.
Traveller and Frequent Traveller Domestic policies.
Benefit limits as per adult traveller. For accompanying dependents, the policy benefits are shared with the adult traveller.
^^- means limits are per policy regardless of the number of persons the claim relate to.
*Sub-limits apply-see "what your policy covers".
For full details please read the Product Disclosure Statement
*Price based on a 25 year old single traveller going to Bali for 7 days on a backpacker policy.