Residents Already Overseas

 

Residents already overseas travel insurance provides cover for you if you are already overseas. To purchase this policy you must fit the following criteria:

  • you are aged 59 or under
  • you are resident of Australia
  • you purchase your policy while you are overseas
  • your one-way journey commences overseas and ends in Australia
  • for this plan ‘journey’ means your travel from the time when the policy is issued when you are overseas to the time when you return to your home or the place you intend to reside in Australia

 

Policy Benefit Per Adult

Cancellation fees and lost deposits*

$10,000

Overseas Emergency Medical Assistance^*

UNLIMITED

Overseas Emergency Medical and hospital expenses^

UNLIMITED

Dental expenses^

$750

Additional accommodation & travel expenses*

$10,000

Includes family emergency*

Yes

Includes emergency companion cover

Yes

Hospital cash allowance^*

$2,000

Accidental death*

$25,000

Permanent disability^*

$25,000

Travel documents, Credit cards & Travellers cheques

$1,000

Luggage and personal effects*

$5,000

Luggage and personal effects delay expenses^

$250

Travel delay expenses^*

$1,000

Alternative transport expenses

$3,000

Personal liability#

$2MIL

This is a brief summary of cover only and does not include full terms, conditions and exclusions. Sub-limits may also apply. Please read the policy wording in the PDS.

^ There is no cover under these policy sections while travelling in Australia.
Sections 1, 4,4A and 4B-if you claim for the same or similar cancelled services/facilities or alternative arrangements under Sections 1, 4,4A and 4B, we will only pay the higher of the two amount, not both.
# Cover under these policy sections is available under certain plans by paying an additional premium. Rental Vehicle Excess benefits inclusive in price for Australia Only and frequent.
Traveller and Frequent Traveller Domestic policies.
Benefit limits as per adult traveller. For accompanying dependents, the policy benefits are shared with the adult traveller.
^^- means limits are per policy regardless of the number of persons the claim relate to.

*Sub-limits apply-see "what your policy covers".

For full details please read the Product Disclosure Statement