International Experience Cover  

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Australia

Our International Experience Cover has been designed as a great option for those who have a working holiday or long-term visa for:

The International Experience Cover policy is underwritten by certain underwriters Lloyd's and allows you to go overseas with peace of mind.

The policy is issued for the full duration of the visa and covers you comprehensively for emergency medical, luggage and personal effects, cancellations fees and many other benefits.

There are two options available, or standard International Experience Cover (IEC) or International Experience Cover - Winter Sports (IEC - Winter Sports).

    Policy Section & Benefit:  IEC IEC (Winter Sports)

    Cancellation fees and lost deposits**

    $10,000

    $10,000

    Overseas Emergency Medical Assistance^*

    UNLIMITED

    UNLIMITED

    Overseas Emergency Medical and hospital expenses^*

    UNLIMITED

    UNLIMITED

    Dental expenses^

    $750

    $750

    Additional accommodation & travel expenses*

    $10,000

    $10,000

    Includes family emergency*

    Yes

    Yes

    Includes emergency companion cover*

    Yes

    Yes

    Hospital cash allowance^*

    $2,000

    $2,000

    Accidental death*

    $25,000

    $25,000

    Permanent disability^*

    $25,000

    $25,000

    Travel documents, Credit cards & Travellers cheques

    $1,000

    $1,000

    Luggage and personal effects*

    $5,000

    $5,000

    Luggage and personal effects delay expenses^

    $250

    $250

    Travel delay expenses^*

    $1,000

    $1,000

    Alternative transport expenses

    $3,000

    $3,000

    Personal liability#

    $5MIL

    $5MIL

    Winter Sports Overseas Medical Assistance^*

    N/A

    UNLIMITED

    Own Winter Sports Equipment^

    N/A

    $1,500

    Winter Sports Hire Equipment^

    N/A

    $2,000

    Snow Ski Pack^*

    N/A

    $750

    Piste Closure^

    N/A

    $1,000

    Bad weather & Avalanche Closure^

    N/A

    $750

    ^ There is no cover under these policy sections while travelling in Australia.
    Sections 1, 4,4A and 4B-if you claim for the same or similar cancelled services/facilities or alternative arrangements under Sections 1, 4,4A and 4B, we will only pay the higher of the two amount, not both.
    # Cover under these policy sections is available under certain plans by paying an additional premium. Rental Vehicle Excess benefits inclusive in price for Australia Only and frequent.
    Traveller and Frequent Traveller Domestic policies.
    Benefit limits as per adult traveller. For accompanying dependents, the policy benefits are shared with the adult traveller.
    ^^- means limits are per policy regardless of the number of persons the claim relate to.

    *Sub-limits apply-see "what your policy covers".

    For full details please read the Product Disclosure Statement